Theft of Identification can happen, even if you are careful about not giving out your personal information, such as your SSN. If you suspect that you are a victim of ID Theft, there are steps you can take to remedy the situation.

1) First, contact the fraud departments of each of the 3 main credit bureaus and report that your identity has been stolen. Ask that a "fraud alert" be placed on your file and that no new credit be granted without your approval.

Equifax (

Order Credit Report: 1-800-685-1111
Report Fraud: 1-800-525-6285
P.O. Box 740241
Atlanta, GA

Experian (

Order Credit Report: 1-888-EXPERIAN (397-3742)
Report Fraud: 1-888-EXPERIAN
P.O. Box 2104
Allen, TX

Trans Union (

Order Credit Report: 1-800-916-8800
Report Fraud: 1-800-680-7289
760 Sproul Road
P.O. Box 390
Springfield, PA 19064-0390

2) For any accounts that have been fraudulently accessed or opened, contact the security departments of the appropriate creditors or financial institutions. Close these accounts. Put passwords on any new accounts you open.

3) File a report with your local police or the police where the identity theft took place. Get a copy of the report in case the bank, credit card company, or others need proof of the crime later on.

4) You also need to contact the FTC (Federal Trade Commission) and report the ID Theft.

By phone:
Toll-free 1-877-ID-THEFT (438-4338)
TDD: 202-326-2502

By mail:
Identity Theft Clearinghouse
Federal Trade Commission
600 Pennsylvania Ave, NW
Washington, DC 20580