A Java-based banner ad that surely ranks as one of the most annoying things on God's green earth.

Naturally, you don't actually win $20. You get invited to click on more banner ads in the hope of actually winning money, and if you happen to click in the right place and win $25,000, then you'll get your extra $20 for punching the monkey.

I think the entire TreeLoot thing is some sadistic experiment run by a demented professor of abnormal psychology.

Imagine if Scientology got hold of this idea. "Punch John Travolta's goofy-ass face and get a free personality test!"

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