Did the bank turn you down for a home loan?
Is your car payment through the roof?
Are insurance payments sucking your blood?
That's the Fair Isaac way!
More seriously, Fair Isaac is the company that keeps track of your credit score, or FICO (their partner in this is Equifax). This is very important -- besides determing if you are credit worthy, and deciding what interest rate premium you should pay, it also directly effects your insurance payments. FICO correlates with insurance claims better than past behavior in most cases.
The company long kept a person's FICO score secret, even from that person. However, under pressure from the federal government, they will now let you learn it for a nominal fee (at the time of this writing, $12.95).
The company was founded in 1956 by William Fair and Earl Isaac. It has been scoring credit since 1958.