My girlfriend was recently approached by a beggar in one of England's older University towns.

..spare any change?

Being in an obliging mood, my girlfriend dug out the contents of her pockets. 28 pence.

50p would be nice.

Being way too nice and perhaps a little stunned, she calmly explained it was all the change she had.

You might as well keep it then.

He walked off, doing something of a disservice to the genuinely needy everywhere.