I was bitterly dissapointed when the lady at the counter at my bank today told me that another bank's cheque would need three days to clear (I needed the money FAST). You would think that with all the advances in technology, with ATMs accepting cards from other banks, etc, that they would be able to verify in a matter of seconds whether the account of the issuer of the cheque has any funds remaining or not.

I'm not talking about a transfer of money between the Commonwealth Bank of Timbuktu and the National Nicaragua Bank either. I'm talking about two major Australian banks.

I'm getting the impression that more and more fees are being charged to customers, processing times are the same as always and customer service is getting poorer and more expensive as Banks are striving to push customers away from tellers. Am I the only one enraged by this?