I have some more good news!!

When my tenants moved out and trashed the house I tried claiming the damages with my insurance company, but was rejected because I wasn't covered. I wasn't impressed, as I remembered seeing the list, and "malicious damage by tenants" was covered, I figured I must've misread or confused it with just "malicious damage".

A couple of weeks ago I got a letter from the insurance company saying that they incorrectly showed "malicious damage by tenants" on their online portal, and even though I wasn't paying for that particular landlord insurance, they would honour such claims.

I was on the blower as soon as I got the letter and put the claim through that same day.

As expected, I had to send them a whole heap of quotes/paperwork and I finally got a call earlier today saying it's been approved. 5 digits.

It is way more than I expected, I thought they'd try to get out of as many things as possible and was prepared for 3-4k. As you can imagine, I'm pretty chuffed. I'll be able to get all the major repairs finished and have enough left over for the expensive over-seas move (or over-Bass Straight move, if you prefer). They might also cover some of the loss of rent once I send through some more paperwork, so that's an extra bonus.

This takes a lot of stress off my shoulders. I don't generally get excited by much, but this and the timing of it, put a nice big grin on my face.

I have my meeting with my possible future manager tomorrow, so I might do a small log with an update, I hope it goes as well as this insurance claim.

Let all your insurance claims be as easy and successful as this one.