Mentioned in Martin Scorcese's movie, The Grifters, Frammis Insurance is basically a "do things our way or we will beat you up" policy used in dealing with insurance companies. What you do is wrap a bunch of oranges in a towel and pummel someone with it. If done correctly, it leaves very large painful bruises. If done incorrectly, it can cause permanent internal damage. Frammis Insurance is also known as Orange Insurance.