OSAP stands for "Ontario Student Assistance Program
". They are essentially
a conglommerate of mean people
who like to tell Canadian
students that they will receive a $3000 loan, and then take half of it away as soon as they notice said student's bank balance
dipping below the poverty level
. Afflicted students may be lacking in funds, however, because they have misunderstood the meaning of OSAP.
Also see Great Minds with Great Debts