Insurance Corporation of British Columbia. The
government-run insurance company in
British Columbia. Currently, by law, no other company may offer the
mandatory insurance.
Due to the fact that they have a
government-mandated
monopoly, they don't really worry about the people they "serve". It's extremely unwise to talk to them first if you have a large claim.
Lawyers are necessary, and you will probably have to
sue them to get anything.