Dear Friend,

     Frankly, I'm puzzled that you would not respond to our offer. What a great opportunity to build your credit history and there's no risk to apply and no security deposit required for the card. What's more, you can have your XXXX card request processed within 10 business days! You've got nothing to lose and so much to gain. So don't delay! Please reconsider and return your XXXX Card Acceptance Form today.

Thanks!

Roger

I found this on the ground. Found it to be of interest. The node title is what it said on the front, and this little letter thingy here is what it said on the inside. Grovelling is pitiful.