The negative karma points you accrue when something is not quite right in the situation. Many, many things can be causin' the bad ju ju; some of which are:

• a crazy ex-girlfriend or stalker ex-boyfriend haunting you every time they're around
• a bad tooth the dentist had to drill on forever to fix
• getting rousted by the cops for just walking down the street carrying your skateboard
• involved couple each hitting on other people at the same time, and being on one of their like to sleep with you lists

The bad ju ju is not limited to these certain things of course, but it generally attracts itself to dramatic situations where one or more crazy persons are involved. We all try to avoid like the plague.